Reference sheet · Emails
Denial Examples
Use these to recognize a true decline versus a stip request so you can respond correctly and set expectations with the merchant.
3 examples on this sheet
A decline is final; a stip request is not. Read for the reason named — prohibited industry, reverse consolidation, closed for inactivity. None of those is a missing document, and replying with one will not reopen the file. This is a where-you-stand call with the merchant, not a document request.
Subject
A BROOKLYN PIZZERIA DOWNTOWN LLC - Application Declined
Hey Team,
Thank you for your submission, unfortunately we're unable to move forward here due to the following reasons:
Reason for decline: Other (Closed out due to inactivity.)
Thank you for your understanding, if you have any questions or concerns, please let us know.
Subject
Ineligible Application for JAC BROTHERS LLC
Get Alpha Capital,
We regret to inform you that JAC BROTHERS LLC has been declined for funding by Funderial at this time for the following reasons:
Prohibited Industry; Reverse Consolidation
If you have any questions, please contact our Operations Department by email at ims@funderial.com or call us at 646-747-7320.
Unfortunately, the account was declined due to the nature of the business. This was an unexpected outcome, but we have already identified an alternative banking partner that is better suited…