Module 13 & 14
Practice & Final Exam
Cliff notes and test questions run through every module — this is the scored set. Work it cold, without the training open. Pass before you run solo.
Cliff notes — the whole training in eight lines
Capital and payments are two engines on one relationship — never pitch one without the other.
Read the money first: statements, then processing statements, then decide.
10k+ monthly revenue is the floor, and it is strict. $9,999 fails.
90 days of statements standard; New York and California need 4 full months.
Off-rail money never counts, no matter how much of it there is.
Clover is how a build file becomes a fund file — install, season 30–60 days, then fund.
Credit is secondary on a pure MCA, and a real driver on term, LOC, stacking and SBA.
Every Clover device is priced by lease term — always name the term when you quote.
Zero clawback once the merchant makes 90 days of on-time payments.
No lease payments are collected in the first 30 days, and the first cycle is prorated.
20 questions. One pass.
Every module, end to end — company and roles, terminology, products, payments, clean versus build, statements, documentation and the scripts. You need 16 of 20 to pass. You get an explanation after every answer — read it even when you are right.